curl --request POST \
--url https://api.fincept.in/quantlib/regulatory/basel/operational-rwa \
--header 'Content-Type: application/json' \
--header 'X-API-Key: <api-key>' \
--data '
{
"gross_income_3y": [
45000000,
48000000,
52000000
]
}
'{
"success": true,
"data": {
"operational_rwa": 90625000
}
}{
"detail": "Invalid API key"
}{
"detail": "Insufficient credits. This endpoint requires 5 credits."
}{
"detail": [
{
"loc": [
"body",
"cet1_capital"
],
"msg": "field required",
"type": "value_error.missing"
}
]
}quantlib-regulatory
Calculate Operational Risk RWA
Calculates operational risk-weighted assets (RWA) using the Basic Indicator Approach (BIA) under Basel III. This method uses the average of the previous 3 years’ positive annual gross income multiplied by a fixed alpha factor (15%). Use this for banks that do not qualify for advanced measurement approaches, typically smaller institutions or those with simpler operational risk profiles. Required for total RWA and overall capital adequacy calculations. [Tier: ENTERPRISE, Credits: 10]
POST
/
quantlib
/
regulatory
/
basel
/
operational-rwa
curl --request POST \
--url https://api.fincept.in/quantlib/regulatory/basel/operational-rwa \
--header 'Content-Type: application/json' \
--header 'X-API-Key: <api-key>' \
--data '
{
"gross_income_3y": [
45000000,
48000000,
52000000
]
}
'{
"success": true,
"data": {
"operational_rwa": 90625000
}
}{
"detail": "Invalid API key"
}{
"detail": "Insufficient credits. This endpoint requires 5 credits."
}{
"detail": [
{
"loc": [
"body",
"cet1_capital"
],
"msg": "field required",
"type": "value_error.missing"
}
]
}Authorizations
API key for authentication. Get your key at https://api.fincept.in/auth/register
Body
application/json
Gross income for each of the previous 3 years (net interest income + net non-interest income)
Required array length:
3 elementsExample:
[45000000, 48000000, 52000000]
⌘I