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POST
/
quantlib
/
ml
/
credit
/
woe-binning
Weight of Evidence (WoE) Binning
curl --request POST \
  --url https://api.fincept.in/quantlib/ml/credit/woe-binning \
  --header 'Content-Type: application/json' \
  --header 'X-API-Key: <api-key>' \
  --data '
{
  "feature": [
    25000,
    35000,
    45000,
    55000,
    65000,
    75000,
    30000,
    40000
  ],
  "target": [
    1,
    0,
    0,
    0,
    0,
    0,
    1,
    0
  ],
  "n_bins": 5
}
'
{
  "success": true,
  "data": {
    "woe_values": [
      0.847,
      -0.234,
      -0.456,
      -0.678,
      -0.789,
      -0.912,
      0.547,
      -0.345
    ],
    "n_bins": 5
  }
}

Authorizations

​
X-API-Key
string
header
required

API key for authentication. Get your key at https://api.fincept.in/auth/register

Body

application/json
​
feature
number[]
required

Continuous feature values (e.g., income, age, debt ratio)

Example:
[
  25000,
  35000,
  45000,
  55000,
  65000,
  75000,
  30000,
  40000
]
​
target
enum<integer>[]
required

Binary target (0 = good, 1 = bad)

Available options:
0,
1
Example:
[1, 0, 0, 0, 0, 0, 1, 0]
​
n_bins
integer
default:10

Number of bins to create

Example:

5

Response

WoE transformed values

​
success
boolean
Example:

true

​
data
object